I see lots of posts on how the US financial system is going to collapse but few discussions on how it could be fixed. Part of this is because nobody seems to want to address the real issue. Lots of people say "government should have , could have blah blah blah" but no solutions.

Here is the problem:
lets say you have 1 million people population. Those people pair up in couples and have 1 kid each couple. The new population is now half a million. Half a million get together and have 1…

The elephant in the room nobody wants to talk about